But if a 0 percent financing offer isn t available to you a personal loan could be a better option for financing an engagement ring than putting the ring on a credit card at the double digit regular apr.
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Bank visa platinum card offers 0 intro apr for 20 billing cycles on purchases and balance transfers and then the ongoing apr of 13 99 23 99 variable apr and a 0 annual fee.
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Obviously using a personal loan to finance an engagement ring will tack on a considerable amount of interest to the total cost of your ring.